We want to discover your most essential goals and aspirations before developing financial recommendations:

  • A personal financial plan tailored to meet your lifestyle and investment objectives

  • Flexibility to accommodate future changes in personal objectives, legislation and investment options

  • Implementation of the investment strategy

  • Objective, unbiased advice, not influenced by fees and commissions, corporate alignment or other incentives

In order to prepare an appropriate structured plan, we need to establish the following:

  • Your current financial and personal circumstances (current investments, assets, liabilities and income potential, together with an understanding of your family and business situation)

  • Your goals and expectations in terms of your investment portfolio and current or future income and capital requirements

  • Your expectations regarding income returns and capital growth and volatility

  • Your understanding of portfolio and asset class returns

  • Any other risk and investment issues that may need further clarification

We will design and recommend appropriate strategies by providing professional advice and access to the following:

LOCAL

  • Local investment portfolios consisting of a combination of cash, equities, property, bond instruments and structured funds

  • Investment products including retirement funds and annuities

  • Estate planning including wills and trusts

  • Tax planning

  • Personal risk management including assessment of existing life policies, retirement annuities, endowments and employee benefits

  • Business risk management including shareholder protection risk cover and key man insurance

OFFSHORE

  • Direct offshore investments

  • Offshore transfers through negotiated asset swaps

We are a boutique lifestyle financial planning practice.

Therefore our aim is not to be everything to everyone. We choose to partner with family units that are as serious about their financial future as we are passionate about lifestyle financial planning.

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